10 Low Insurance Cost Cars You Can buy in 2022


The automobile sector is increasing day by day and getting bigger and bigger. With the expansion of automobile sector, the prices of cars are also increasing and the higher the cost of car higher will be its insurance cost. Everybody thinks of saving a penny when they want to buy a new wheel. Luxury models, high-powered sports cars, cars with high repair costs, and cars with low safety ratings attract higher insurance premiums. On the other hand, relatively inexpensive models that are generally driven gently, and have high safety ratings are the cheapest to insure.

There are several SUV models like Hyundai Venue SE, Kia Seltos LX, and Subaru Forester 2.5I Wilderness which provides a sheer comfort and also have relatively low insurance cost. 10 of them are discussed here which you can buy.

1.  2022 Subaru Forester 2.5I Wilderness

Subaru Forester 2.5I Wilderness
2022 Subaru Forester 2.5I Wilderness

The  Subaru Forester 2.5I Wilderness comes with a rugged exterior and great reliability. Optimized for the off-roading and adventurous trips Subaru Forster has a 9.2-inch ground clearance and it has a high safety rating with the low price of parts. It is the cheapest car one can insure as its insurance cost is as low as $1,353 annually. It has a 2.5L flat-four engine that gives 182 hp power and its 0-60 mph time is 8.1 sec.

2. 2022 Hyundai Venue SE

Hyundai Venue SE
2022 Hyundai Venue SE

This budget-conscious model of Hyundai, is a great choice for the drivers who drives mainly in dense city traffic. This small SUV contains a 1.6L 4 cylinder under its hood which gives 121 hp and covers a 0-60 mph in 9.8 seconds. Its insurance will cost you around $1,360 per year.

Also Read: Here’s Why John Cena’s 1969 MGC GT Is An Ultimate Car

3. 2022 Honda CR-V LX

Honda CR-V LX
2022 Honda CR-V LX

Coming within the compact SUV segment, CR-V boasts a 190 hp power provided by 1.5L Turbo Inline-4 engine. It is one of the most comfortable and stylish looking SUVs in the segment that can cost you an insurance of $1,366 per year. It has 0-60 mph time of 8.8 sec.

4. 2022 Mazda CX-30 S

Mazda CX-30 S
2022 Mazda CX-30 S

Mazda’s CX 30 is hooked to Mazda’s i-Activ AWD system. It is one of the safest car under this category as it comes with adaptive cruise control, driver attention monitor, and lane-keep assist. It comes with a 2.5L 4 cylinder powertrain that provides 186 hp and can go from 0-60 mph in 5.8 Sec. $1,379 is the amount you have to pay as yearly insurance payment.

5. 2022 Toyota CH-R XLE

Toyota CH-R XLE
2022 Toyota CH-R XLE

Apart from its great reliability and its safety features, this hatchback doesn’t seem to be great in any other department. However, it comes with a cheap annual insurance of $1,384. Having a peak power of 144 hp, 2022 Toyota CH-R XLE comes with a 2.0L Inline-4 engine and a 0-60mph acceleration time of 10.5 sec.

Also Read: 9 Hybrid Fun To Drive Cars

6. 2022 Kia Seltos LX

Low Insurance KIA Seltos
2022 Kia Seltos LX

With the expansion of the sector, KIA had established itself in several countries. One of its excessive selling SUV is Seltos that comes with a 2L 4-cyliinder engine rated 146 hp and acceleration time of 0-60mph as 7.3 sec. This car comes with a cheap insurance price of $1,391 per year.

7. 2022 Honda HR-V EX

Low Insurance HR-V
2022 Honda HR-V EX

Coming with the safety features like adaptive cruise control, a Honda Lane Watch blind-spot camera, lane keep assist, and forward-collision warning, Honda HR-V EX comes with an underpowered 1.8L 4-cylinder engine delivering a 141 hp and an acceleration time of 7.8 sec. for 0-60 mph. It has an annual insurance price of $1,398.

8. 2022 Ford Transit Connect XL

Low Insurance Ford Transit
2022 Ford Transit Connect XL

In this category, it is the first and only van which is available either as cargo van or passenger van. It comes with 2 unrefined powertrain options, and as a people carrier it seats up to 7 passengers in 3 rows. It has a peak power of 169 hp and a basic insurance price of $1,405 per year.

Also Read: Top 10 Fastest Manual Transmission Cars 2022

9. 2022 Volkswagen Tiguan S

Low insurance VW Tiguan S
2022 Volkswagen Tiguan S

This SUV comes with a 2.0L turbocharged I-4 engine that gives 184 hp power and a 0-60 time of 9 sec. 2022 Volkswagen Tiguan S is a compact SUV whose highlights are its safety features and it comes with an insurance price of $1,406 annually. Thanks to its $26,490 price tag.

10. 2022 Mazda CX-5 S Select

Low Insurance Mazda CX-5
2022 Mazda CX-5 S Select

It is one of the most fun to drive SUVs that either comes with a 187 hp or a 256 hp 4-cylinder engine to fulfill a driver’s needs. Its an elegant, comfortable and a reliable SUV with an annual average insurance premium of $1,407. The 0-60 mph time for this car is 9 seconds.


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