10 Most Expensive Cars To Insure In 2022

You can buy some cars if you love their design and performance if the price is not an issue. Here are the 10 most expensive cars to insure in 2022.


People often buy expensive cars, cruise down the highways, and just take the absolute feel of the performance, handling, and driving. If some cars are loved for their design, the rest are valued for their performance and driving enthusiasm. And some just have the best of both worlds. But very few people know the cons of having an expensive car is that they cost a whole lot more to maintain and to certainly be able to ensure it. While some cars won’t hurt your pockets that much, some just cost a hefty amount to prevent your expensive sports car from damage and theft. Here are the 10 cars of 2022 that are very expensive to insure.

10 Most Expensive Cars To InsurePrice Per Year (USD)
2022 Maserati Quattroporte$5,176
2022 Audi RS E-Tron GT$4,150
2022 Porsche Panamera$4,221
2022 Tesla Model S Plaid$4,115
2022 BMW M8 Competition$4,231
2022 Porsche Taycan Turbo S$4,054
2022 Audi R8 V10 Performance$4,028
2022 Audi RS6 Avant$3,976
2022 Maserati Ghibli Trofeo$3,922
2022 BMW M760i xDrive$3,911
10 Most Expensive Cars To Insure

10. BMW 760i xDrive – $3,911 Per Year

BMW 7-Series

The 2022 BMW 7 Serieis powered by an ultimate 6.6 Litre twin-turbocharged V12 engine which makes a hefty 600 hp with 627 lb-ft of torque. It can blast from 0-60 mph in just 3.6 seconds with a great top speed of 194 mph. Just as you expect, the longest BMW series offers an ultimate driving experience with ultimate comfort. The car is however very expensive to maintain. It costs over $3,911 per year to insure the car.

9. 2022 Maserati Ghibli Trofeo – $3,922 Per Year

Maserati Ghibli Trofeo

The 2022 Maserati Ghibli Trofeo packs a 3.8 Litre twin-turbocharged V8 engine which makes an insane 580 hp. Paired with a standard eight-speed automatic transmission with rear or all-wheel drive. It can go from 0-60 mph in 3.7 seconds and can achieve a top speed of 203 mph. For a performance car like this Maserati would cost you over $3,922 per year.

8. Audi RS6 Avant – $3,922 Per Year

Audi RS6 Avant

One of the most powerful station wagons, the 2022 RS6 Avant packs a 4.0 Litre twin-turbocharged V8 engine which makes 591 horsepower like the RS Q8, which is paired with an eight-speed automatic transmission which powers Audi’s Quattro all-wheel-drive system and can fly to a speed of 0-60 mph in an insane 3.1 seconds and can reach a top speed of 190 mph. For a car as insane as the RS6 Avant, it would cost you over $3,922 per year.

7. 2022 Audi R8 Performance – $3,976 Per Year

Audi R8 Performance

The new 2022 Audi R8 is where the absolute power meets bold, sharp and cutting-edge looks. This results in a complete out-of-this-world driving experience with its racing performance and motorsport DNA. The 2022 R8 provide you with the absolute best of what you would hope for from a flagship Audi, which is an outrageous result of that. With a 562 hp naturally aspirated V10 controlled by. It’s seven-speed dual-clutch automatic transmission and a specially modified chassis inspired by the racetrack that is specially tuned to optimise every bit of that power and send it to the rear or all wheels of the car. You have to pay over $3,976 per year to insure your expensive Audi.

6. 2022 Porsche Taycan Turbo S – $4,028 Per Year

Porsche Taycan Turbo S
Porsche Taycan Turbo S

The new 2022 Porsche Taycan Turbo S comes with various drivetrain options which varying power outputs and its dual motor design and 2-speed transmission which makes 750 hp and up to 774 lb-ft of torque. It has a ferocious acceleration from 0-60 mph time in as low as 2.2 seconds can make you feel the clock tick every time you step foot on the gas pedal and can achieve a top speed of 162 mph. The all-electric drivetrain could deliver a range of more than 227 Miles. It would cost you over $4,028 per year.

5. 2022 BMW M8 Competition – $4,231 Per Year

BMW M8 Competition
BMW M8 Competition

The new muscular BMW M8 is just the right one for you with their distinctive looks and styling just like the 8 Series, but with ridiculous performance specs, being the tradition where the more powerful cars are reserved for the M Sport performance cars. With a twin-turbo V8, The new M8 is fitted with the Competition package with a specially tuned chassis and added sports exhaust, the new 2022 BMW M8 makes a hefty 617 hp and an automatic transmission with all-wheel drive. It would cost you up to $4,231 per year to insure it.

4. 2022 Tesla Model S Plaid – $4,115 Per Year

Tesla Model S Plaid
Tesla Model S Plaid

With the updated exterior and a new reworked interior, the new 2022 Model S Plaid can tear up a drag strip in a ridiculous 0-60 mph time of an insane 1.99 seconds with its whopping 1,020 hp triple-motor design. Apart from its six-figure price tag, the Tesla Model S Plaid is a monster of a car. As expensive and ridiculous as a car is, you have to pay over $4,115 per year.

3. 2022 Porsche Panamera – $4,221 Per Year

Porsche Panamera Turbo S E-Hybrid
Porsche Panamera Turbo S E-Hybrid

Who says you can’t drive a Porsche for your everyday use with practicality and four doors but have ample power for the occasional racing mood. The new 2022 Porsche Panamera. The company’s approach to pragmatism and performance. Especially the Turbo S E-Hybrid variant which can boost up the performance to 620 horsepower. The Panamera’s eager and accurate steering with a sporty handling and ridiculous quick acceleration of 2.9 seconds and a top speed of 183 mph. and it will cost you over $4,211 per year.

2. 2022 Audi RS E-Tron GT – $4,150 Per Year

Audi RS E-Tron GT
Audi RS E-Tron GT

The 2022 Audi RS E-Tron GT is the angrier version of the regular E-Tron GT. While it is angrier on the roads, it is very silent on the inside. Built on the same J1 EV platform, the 2022 RS E-Tron GT makes a hefty 637 hp with its dual motor setup. With the razor-sharp design and Audi’s brilliant technology, the RS E-Tron GT is a very expensive car to insure. You have to pay a hefty $4,150 per year.

1. 2022 Maserati Quattroporte – $5,176 Per Year

Maserati Quatteroporte
Maserati Quatteroporte

In the world of better full-size luxury sedans just like many German rivals like the Mercedes Benz S Class, Audi A8 and the BMW 7 Series, the 2022 Maserati Quattroporte comes with its striking curvy looks with a long wheelbase and luxurious cabin, it’s got a crazy twin-turbo V6 that produces over 580 hp and 538 lb-ft of torque. It can go from 0-60 mph in 3.8 seconds and can achieve a top speed of 179 mph. The Quattroporte is the most expensive car of 2022 to insure and it costs over $5,176 per year.


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